Spreading Cheer, Easing Stress: A Holiday Loan Helps Residents Celebrate with Confidence

For many families across Prince George’s County, the holiday season is a time of joy, togetherness, and tradition — but it can also be a time of financial pressure. From gift-giving and travel to long-awaited home upgrades and festive gatherings, holiday expenses can add up quickly, leaving many community members searching for practical, affordable solutions.

Prince George’s Community Federal Credit Union (PGCFCU) is stepping in once again to support local households with its annual Holiday Loan, designed to bring peace of mind and financial flexibility during the busiest season of the year. This year’s offer runs from October 1 through December 31, 2025, giving members plenty of time to prepare, plan, and celebrate without stretching their budgets thin.

The Holiday Loan features a competitive 10% APR and a comfortable 24-month repayment term, making it an accessible tool for families looking to stay on track financially while still embracing the magic of the season. Unlike many high-cost holiday financing options, PGCFCU’s program is built with members in mind — offering predictability, transparency, and a practical pathway to managing seasonal costs.

The loan’s versatility is one of its strongest advantages. Members often use it to:

·         Shop for meaningful gifts

·         Cover travel to see loved ones

·         Host festive gatherings

·         Tackle small home renovations before guests arrive

·         Bridge temporary financial gaps during the winter months

By providing a simple and affordable lending option, PGCFCU continues its mission of being the “Heart of the Community,” especially when financial support matters most.

Local residents interested in applying for the Holiday Loan are encouraged to submit their applications between October 1 and December 31, 2025, to take full advantage of this seasonal opportunity.

As Prince George’s County prepares for another season filled with gratitude, joy, and community spirit, PGCFCU’s Holiday Loan stands as a reminder that financial wellness doesn’t have to take a back seat to celebration. With thoughtful planning and the right support, holiday wishes really can come true.

*APR = Annual Percentage Rate. Terms and conditions apply. Applicants must meet credit union membership and creditworthiness requirements.